It is everyone's dream to have a warm home. Buying a house has become our life goal. Now, new and second-hand houses are emerging in endlessly in the real estate market, which dazzles everyone. Today, I'd like to introduce to you the benefits of a new house. Let's get to know it with Xiaobian.
What are the benefits of buying a new house?

1. Second hand property rights are longer than second-hand houses

Although the property right period of the new house is lost for two or three years due to the developer cycle, it is definitely longer than the second-hand house.  This feature may not be of great benefit to ordinary residence, but once the mortgage loan is needed, the new house will be able to borrow more funds and the loan period will be longer because of the long property right period.

2. New house is highly optional

In the same area, the new houses are sold in hundreds of sets, so it is easier to choose the satisfied housing resources from the aspects of house type, floor and orientation. Second hand houses are not. In areas with good location, second-hand houses are usually popular, and even houses with poor house types can be sold at high prices.

3. Lower down payment for new house

The lower down payment here is relative to the housing years. If it is the first house, some cities can achieve 20%, and most of the provident fund loans are 20%.

The down payment ratio of second-hand housing is usually higher than that of new housing. Take commercial loans as an example. The amount of bank loans depends on the evaluation value. Affected by factors such as construction years, the evaluation value is usually reduced by about 10% - 20% compared with the online subscription price. However, the actual loan amount may be less than 70% of the online subscription price, and the down payment ratio is more than 30%, which is significantly higher than the down payment ratio of new housing.

4. New house tax is less

The new house and the second-hand house tax and fee contrast, the new house needs to pay the tax type is few, the calculation method is simple; the second-hand house tax type is many, the calculation method is complex. On the total amount of taxes and fees, the new house pays less than the second-hand house.

5. Say goodbye to "evil house"

The second-hand house is likely to run into a vicious house. If you find out after checking in, it's troublesome enough to check out. You should know that people who sell "evil houses" almost always conceal the facts, because no one is willing to buy "evil houses". The new house doesn't have this problem.

6. The future development of new houses is better than that of second-hand houses

New houses are usually located in areas with lower prices, especially in the first and second tier cities. Compared with the second-hand housing, the development space of the new house can be imagined after the transportation and commercial supporting facilities are improved.

7. The property rights of new houses are clear

In the second-hand house transaction, it is not uncommon for the house to have several co owners. If in the transaction, the property owner does not agree to sell the house, and you have signed the purchase contract, even if the ownership is transferred, the house may be taken back. Buy a new house do not need to worry about this problem, we are the first owner, the property right certificate is directly handled by the housing management center, saving worry and trouble.

About the seven advantages of buying a new house, I'll introduce it here. If you're bothered by the problem of buying a new house or a second-hand house, I hope the summary of the small editor can help you.